Insurance Services

We are the most trusted, local, and family owned choice in the Ohio Valley.

We Have Life Covered

We believe in a Personal Approach to Your Coverage.

Give us a call today and let’s talk about all the ways that we can help have life covered for you when it happens.

Complete Coverage

Auto Insurance

In today’s world, your transportation is an important part of life. Your vehicle gets you to and from your employment, to visit friends and family, and to healthcare appointments.

Adequate liability limits to protect you and your loved ones in the event of an accident.

Medical payments apply as primary coverage prior to health insurance benefits for injuries sustained while driving or riding in an accident damaged automobile or struck by an auto as a pedestrian.

Physical damage to repair your vehicle from covered perils.

Various optional coverages as needed to meet individual needs.

Complete Coverage

Homeowners Insurance

It is not only a shelter from the elements, but also your home protects your loved ones and belongings from certain perils. It is the place where your memories are made.

The ability to repair your home after a storm.

Replace your personal belongings after a theft or fire.

Schedule your collection of baseball cards or family jewelry.

Personal liability coverage to maintain the security of your finances.

Complete Coverage

Business Insurance

You have worked hard to establish your business. Allow us to design a personalized insurance program to provide the needed level of protection.

Coverage for your specific business needs, operations, and risks.

Preserve the physical: building, inventory, equipment on- and off-site.

Protect against financial loss - loss of income to continue required payments and/or extra expense to assist to assist in staying in business following a covered loss or disaster.

Protect your vehicles and drivers with commercial auto insurance.

Complete Coverage

Ohio School District Insurance

School districts carry a level of risk and public responsibility that a standard commercial policy was never built for.

Coverage for your specific business needs, operations, and risks.

Preserve the physical: building, inventory, equipment on- and off-site.

Protect against financial loss - loss of income to continue required payments and/or extra expense to assist to assist in staying in business following a covered loss or disaster.

Protect your vehicles and drivers with commercial auto insurance.

Complete Coverage

Farm & Crop Insurance Built

Every farm operation is different — a row-crop grower, a dairy, a beef cattle operation, and a small hobby farm all face very different exposures, even though they might all get quoted the same generic policy elsewhere.

Farm liability is broader than a homeowners liability endorsement and protects you against injury or property damage claims arising from your farming operation — including custom farming work, employee incidents, and even injuries to visitors on your property.

Preserve the physical: building, inventory, equipment on- and off-site.

Protect against financial loss - loss of income to continue required payments and/or extra expense to assist to assist in staying in business following a covered loss or disaster.

We help you value them at replacement cost — not depreciated cash value — so you're not underinsured after a fire, wind, or lightning loss.